FRANCHISE FINANCING: BUILD THE CAPITAL STACK

Franchise Financing: Build the Capital Stack helps learners understand how franchise buyers move from investment interest to responsible funding readiness. This course explores the key financing structures that support a franchise launch, including personal cash, SBA pathways, ROBS rollovers, seller financing, partner equity, family contributions, and unsecured credit. Learners will examine how to connect Item 7 cost estimates with a practical funding plan, responsible cash buffer, debt service awareness, and first-year cash runway. The course also introduces important concepts such as DTI, DSCR, capital stack design, opening cash flow, and coordination with qualified CPA and lender partners. Throughout the course, learners are reminded that franchise consultants educate, frame, and refer; they do not provide financial, tax, legal, or lending advice. The goal is to help consultants guide better financing conversations with clarity, discipline, and professional boundaries.