KNOWLAY

KnowLay provides AI-powered coaching tools as part of its Services. This Disclaimer explains the nature and limits of the AI coaching. By using any AI coaching feature, you confirm that you have read and accept this Disclaimer, which forms part of our Terms of Use. 1. Educational and Informational Purpose Only AI coaching is provided for general educational, informational, and developmental purposes only. It is designed to offer guidance, prompts, and suggestions to support your learning. It is not a substitute for professional advice, diagnosis, or treatment of any kind. 2. Not Professional Advice AI coaching does not constitute medical, psychological, legal, financial, tax, or other professional advice. The AI is not a licensed doctor, therapist, lawyer, accountant, or financial advisor. For decisions in these areas, always consult an appropriately qualified professional. If you are experiencing a medical or mental-health emergency, contact your local emergency services or a qualified provider immediately. 3. Limitations of AI Outputs AI-generated responses are produced by automated systems and may be inaccurate, incomplete, outdated, or unsuitable for your specific situation. The AI may “hallucinate” or generate plausible-sounding but incorrect information. It does not know you personally beyond the information you provide and cannot exercise human judgment. You should independently verify any important information before relying on it. 4. Your Responsibility You are solely responsible for how you use AI coaching and for any decisions or actions you take based on its outputs. You should use your own judgment and seek professional guidance where appropriate. KnowLay does not guarantee any particular result, outcome, or benefit from using the AI coaching. 5. Data You Share With the AI Information you enter into the AI coach may be processed by KnowLay and trusted third-party AI providers to generate responses, as described in our Privacy Policy. Please do not share sensitive personal information, such as health conditions, financial-account numbers, passwords, or government identifiers, with the AI coach unless strictly necessary. 6. No Liability To the maximum extent permitted by law, KnowLay and its personnel and partners are not liable for any loss, damage, or harm arising from your use of, or reliance on, AI coaching outputs. The AI coaching is provided “as is” and “as available” without warranties of any kind. This Disclaimer is subject to the limitation-of-liability provisions in our Terms of Use. 7. Human Coaching Where you also receive coaching from a human coach, that coaching is likewise for educational and developmental purposes and is not professional advice unless expressly stated. The same limitations on liability and outcomes apply. 8. Contact Questions about this Disclaimer may be sent to: [email protected] or via our website at www.knowlay.com. J&P Global LLC (DBA KnowLay), 17350 State Hwy 249, Ste 220, Houston, TX 77064, United States.